All 67 counties · 2026

Florida County Housing Programs

Hometown Heroes income and loan limits for every Florida county, plus each county's own down payment assistance. Part of the Florida Hometown Heroes Housing Program guide.

Choose your county to see its 2026 limits, eligible jobs, local news and how the county's SHIP-funded program compares with Hometown Heroes.

CountyCounty seatIncome limit (FHA/VA/HFA)Income limit (USDA)
Alachua County Housing Program Gainesville $156,000 $119,850
Baker County Housing Program Macclenny $150,900 $119,850
Bay County Housing Program Panama City $148,350 $119,850
Bradford County Housing Program Starke $148,050 $119,850
Brevard County Housing Program Titusville $149,400 $119,850
Broward County Housing Program Fort Lauderdale $190,200 $131,200
Calhoun County Housing Program Blountstown $148,050 $119,850
Charlotte County Housing Program Punta Gorda $148,050 $119,850
Citrus County Housing Program Inverness $148,050 $119,850
Clay County Housing Program Green Cove Springs $163,050 $119,850
Collier County Housing Program Naples $181,500 $132,150
Columbia County Housing Program Lake City $148,050 $119,850
DeSoto County Housing Program Arcadia $148,050 $119,850
Dixie County Housing Program Cross City $148,050 $119,850
Duval County Housing Program Jacksonville $163,050 $119,850
Escambia County Housing Program Pensacola $148,050 $119,850
Flagler County Housing Program Bunnell $156,450 $119,850
Franklin County Housing Program Apalachicola $148,050 $119,850
Gadsden County Housing Program Quincy $149,250 $119,850
Gilchrist County Housing Program Trenton $156,000 $119,850
Glades County Housing Program Moore Haven $148,050 $119,850
Gulf County Housing Program Port St. Joe $148,050 $119,850
Hamilton County Housing Program Jasper $148,050 $119,850
Hardee County Housing Program Wauchula $148,050 $119,850
Hendry County Housing Program LaBelle $148,050 $119,850
Hernando County Housing Program Brooksville $172,050 $119,850
Highlands County Housing Program Sebring $148,050 $119,850
Hillsborough County Housing Program Tampa $172,050 $119,850
Holmes County Housing Program Bonifay $148,050 $119,850
Indian River County Housing Program Vero Beach $153,450 $119,850
Jackson County Housing Program Marianna $148,050 $119,850
Jefferson County Housing Program Monticello $149,250 $119,850
Lafayette County Housing Program Mayo $148,050 $119,850
Lake County Housing Program Tavares $172,350 $119,850
Lee County Housing Program Fort Myers $168,600 $119,850
Leon County Housing Program Tallahassee $149,250 $119,850
Levy County Housing Program Bronson $148,050 $119,850
Liberty County Housing Program Bristol $148,050 $119,850
Madison County Housing Program Madison $148,050 $119,850
Manatee County Housing Program Bradenton $171,150 $119,850
Marion County Housing Program Ocala $148,050 $119,850
Martin County Housing Program Stuart $153,600 $119,850
Miami-Dade County Housing Program Miami $204,300 $131,200
Monroe County Housing Program Key West $214,950 $151,900
Nassau County Housing Program Fernandina Beach $163,050 $119,850
Okaloosa County Housing Program Crestview $160,050 $123,050
Okeechobee County Housing Program Okeechobee $148,050 $119,850
Orange County Housing Program Orlando $172,350 $119,850
Osceola County Housing Program Kissimmee $172,350 $119,850
Palm Beach County Housing Program West Palm Beach $192,750 $134,400
Pasco County Housing Program Dade City $172,050 $119,850
Pinellas County Housing Program Clearwater $172,050 $119,850
Polk County Housing Program Bartow $148,050 $119,850
Putnam County Housing Program Palatka $148,050 $119,850
Santa Rosa County Housing Program Milton $148,050 $119,850
Sarasota County Housing Program Sarasota $171,150 $123,750
Seminole County Housing Program Sanford $172,350 $119,850
St. Johns County Housing Program St. Augustine $163,050 $119,850
St. Lucie County Housing Program Fort Pierce $153,600 $119,850
Sumter County Housing Program Bushnell $156,150 $119,850
Suwannee County Housing Program Live Oak $148,050 $119,850
Taylor County Housing Program Perry $148,050 $119,850
Union County Housing Program Lake Butler $148,050 $119,850
Volusia County Housing Program DeLand $148,650 $119,850
Wakulla County Housing Program Crawfordville $150,600 $119,850
Walton County Housing Program DeFuniak Springs $148,050 $119,850
Washington County Housing Program Chipley $148,050 $119,850

TBA funding option limits, Florida Housing Finance Corporation. Jim Blackburn, NMLS #1072866 · Stairway Mortgage. Equal Housing Opportunity.